Can an Insurance Company Pay for Your Worsened Pre-Existing Condition After a Car Accident?


Pre-Existing Medical Conditions Impact Car Accident Claims | Jim Adler &  Associates

Car accidents can happen any time. Unfortunately, these accidents can lead to either minor or injuries. If you have been hurt in a car accident, you should not be blamed if it was caused by a negligent driver. The law offers you the right to recover compensation if the accident has worsened a medical problem or any injury you already suffered before the crash. However, insurance companies. You need to consult a Car Accident Lawyer in Rockford to help you build a strong case and ensure you get the justice and compensation you deserve. 

What are Pre-Existing Conditions?

Typically, a pre-existing condition refers to a chronic condition that a person suffers and requires continuous coverage for should an insured switch insurance provider. When a pre-existing condition is used in car accident injury cases, it refers to an injury, condition, or illness you had before a car accident. 

Insurance carriers will look into your medical history to try to find a pre-existing condition and argue against the compensation you want to claim. Because of this, you need to reveal any pre-existing condition to your treating physician after the crash and when asked about it when parties collect information related to your claim. 

Keep in mind that even if you have a pre-existing condition, you may still get compensation if the accident has aggravated it. For instance, if you suffered a neck injury that required pain medication and physical therapy before the accident and you needed surgery for it after the accident, you can receive compensation to pay for the procedure and other damages that stem from it. 

Types of Injuries that Car Accidents can Worsen

Car accidents can worsen certain conditions including back, neck, and spinal cord injuries. These injuries are usually chronic and degenerative. If you had these injuries, the force of the impact in a car accident can aggravate them. Also, brain and head injuries can get a lot worse after a car crash. If you sustained a traumatic brain injury, you have a higher chance of re-injuring yourself of which consequences can be long-lasting or even permanent. 

Insurance providers will not pay for your precious injuries. However, they should pay for the injuries that their at-fault policyholder has caused you, including making your pre-existing condition worse when the accident took place. Every time a pre-existing condition is involved in a persona injury case, insurance providers will usually make recovery tougher. This is the reason you need an experienced lawyer to represent you.  

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